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The Lowest Mortgage Rates

3.875% special 30 YEAR FIXED RATE

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rate: 3.875%, APR: 3.950%, 0 points, $995 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*Last Updated 4-11-20

3.750% special 20 YEAR FIXED RATE

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rate: 3.750%, APR: 3.7771%, 0.0 points, $995 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*Last Updated 4-11-20

3.250% special 15 YEAR FIXED RATE

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rate: 3.250%, APR: 3.293%, 0 points, $995 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*Last Updated 4-11-20

3.125% special 10 YEAR FIXED RATE

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rate: 3.125%, APR: 3.1498%, 0 points, $995 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*Last Updated 4-11-20

3.500% special 3/1 ARM

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Fully Amortized:
rate: 3.500%, APR: 3.7689%, 0 points, $995.00 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*last updated 4-11-20

3.625% special 5/1 ARM

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Fully Amortized:
rate: 3.625%, APR: 3.894%, 0 points, $995.00 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*last updated 4-11-20

3.750% special 7/1 ARM

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Fully Amortized:
rate: 3.750%, APR: 3.779%, 0 points, $995.00 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*last updated 4-11-20

4.000% special 10/1 ARM

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Fully Amortized:
rate: 4.000%, APR: 4.392%, 0 points, $995.00 fees

Assumptions:
Purchase, SFR, primary, CA, 510K loan, 60% LTV, impounds, FICO 780+, 50% DTI fully amortized, 15 day lock

*last updated 4-11-20

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TESTIMONIALS

“I applied for a mortgage loan to cash-out my condo. My coworker was also refinancing their mortgage and started the process two months earlier than I had, but signed her mortgage loan docs only one week before I did. The service was fast, easy, and I would not hesitate to refinance my mortgage again through your company.”

Linellen C., Legal Word Processor

“My wife and I bought our new house last year and financed it through Mike and his mortgage team. The house was in the middle of a short sale and the process was started in January and closed in September later that year. They were professional, patient, and very accomodating and I look forward to doing business again.”
Richard L., Gym Owner

“I actively invest in the real estate market and purchase new investment homes frequently. Last year, I bought and financed 5 homes and wouldn't think about going anywhere else to get my mortgage loans. They make the process easy and always get me the mortgage rate that I need.”
Robert B., Business Owner