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Non Qualified Mortgage Program

We specialize in residential lending solutions for clients who don’t fit into typical lending categories. From jumbo, no-tax return & Foreign National loans to complex super jumbo loans, we offer the highest level of home loan expertise and service to maximize our clients’ financing needs. 

You deserve better than the one size fits all model that many conforming lenders demand.

That’s why we are here. CMA Financial Group delivers custom-tailored loan solutions that are carefully aligned with your financial profile. 

What makes CMA Financial Group an ideal loan choice for you? We focus on large transactions for high net-worth clients. Most have significant assets but fluctuating incomes. We also work with Foreign Nationals who earn income outside of the United States, or are buying in the United States for the first time. 

Tailor Made Solutions for High Net Worth  

•    Complex vesting structures: Irrevocable trusts, revocable trusts,blind trusts, LLC’s and Limited Partnerships

•    Cross collateralization of single family dwellings

•    Common sense underwriter with high success in Non QM cash flow analysis, balance sheet and multi-layered tax structures

Flexible Lending Solutions

•    No tax return jumbo loans up to $4.5 million, or 60% loan to value

•    Loan products for Foreign Nationals up to $25 million 

•    Competitive ARM rates, Interest Only up to $15 million

•    Turn key solutions for construction, multi-family and bridge loans


A Loan Origination Leader in Southern California

•    Proprietary, long standing relationships with senior management of regional private banks. 

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